Business Term Loan
When your next move requires serious capital, we give you the structure and certainty to execute it with confidence.
Fixed Payments
Predictable monthly installments
Stable Capital For Strategic Business Growth
A Business Term Loan is built for businesses that think ahead. You get a lump sum upfront, a fixed repayment schedule, and a clear end date. No surprises, no revolving balances. Just the capital you need to make your next big investment and a straightforward plan to pay it back.
Ideal For Businesses Planning Their Next Big Move
An MCA works best for businesses that move money regularly. If any of these sound like you, you’re a strong candidate:
Key Features
01
Fixed Monthly Payments
The same amount, every month, until it’s paid off. Budgeting becomes simple when you always know what’s coming out.
02
Longer Repayment Terms
Terms from 1 to 7 years give you the breathing room to invest big without putting pressure on your monthly cash flow.
03
Higher Funding Limits
Access up to $5 million to fund the kind of moves that actually change the trajectory of your business.
Simple eligibility criteria to get started quickly
1+ year in business
Consistent business revenue
U.S.-registered business
Active business bank account
How It Works
1. Apply
Fill out one short form with your business details. No thick applications, no back-and-forth.
2. Get Approved
Our team reviews your application and revenue history fast, with most decisions back within 24 hours
3. Get Funded
Funds are deposited directly to your business account. From there, the next move is yours.
We used a term loan to expand into a second location. The fixed payments made it easy to forecast expenses while we scaled operations. Within a year, revenue increased by 40%.
— Michael R., Restaurant Owner
Frequently Asked Questions
What are the requirements for funding?
Our simple requirements are: 6+ months in business, $20,000 monthly revenue or $240,000 annually, and a 500+ FICO Score.
How quickly can I receive funding?
Unlike banks that can take weeks or months, we can get you funded in as little as 24 hours after approval.
How much funding can I receive?
We offer funding from $50,000 to $5 million, depending on your business needs and qualifications.
Is the application process secure?
Yes, we use a safe and secured 1-page application process to protect your information and streamline the funding process.
What makes you different from banks?
As a direct funder, we can provide working capital quickly and easily, unlike banks which can take weeks or months to process applications.
Invest in Your Business with Confidence
Secure the capital you need to grow strategically and sustainably.
