HVAC Business
Funding

Secure the capital you need to purchase equipment, expand your service area, and grow your HVAC business with specialized funding solutions.

Get HVAC Funding
(855) 910-1500
  • Equipment Financing
  • Working Capital
  • Fast Approval

Why HVAC Contractors Choose Us

We understand the unique challenges of HVAC businesses and provide funding solutions
that help you manage seasonal demands and grow your service capacity.

Expand Service Capacity

Access the capital needed to purchase new equipment, hire additional technicians, and expand your service area to take on more clients.

Manage Seasonal Cash Flow

Bridge the gap between seasonal demand fluctuations with flexible working capital solutions tailored for HVAC businesses.

Quick Equipment Financing

Get approved fast for equipment purchases and receive funding as soon as the next business day to handle emergency replacements.

Flexible Financing Options

Protect your cash flow with financing options that adapt to your seasonal business cycles and emergency service demands.

HVAC Financing Solutions

Comprehensive funding options designed specifically for HVAC contractors and ventilation specialists.

Equipment Financing

Finance HVAC units, ventilation systems, and heating equipment

  • New HVAC system installations
  • Energy-efficient equipment upgrades
  • Commercial and residential units
  • Competitive rates and terms

Working Capital

Cash flow solutions for seasonal business fluctuations

  • Inventory and parts financing
  • Payroll during slow seasons
  • Marketing and advertising funds
  • Emergency repair coverage

Vehicle & Tools

Specialized equipment for field service operations

  • HVAC service trucks and vans
  • Diagnostic and testing equipment
  • Professional tool packages
  • Mobile workshop setups

What HVAC Companies Say

See how we’ve helped HVAC businesses like yours finance equipment,
manage seasonal cash flow, and grow operations.

"American Funding Association helped us finance new HVAC units and service vehicles during our busy season. The approval process was quick and the terms were competitive."
Mike Johnson

Owner, Johnson HVAC Services

Equipment Financing
"When commercial clients take 60+ days to pay, cash flow is tight. American Funding Association's invoice factoring keeps our business running smoothly year-round."
Lisa Chen

Operations Manager, Chen Climate Control

Invoice Factoring
"The working capital loan from American Funding Association allowed us to stock up on parts before the summer rush. We were ready when demand peaked."
Carlos Rodriguez

Service Manager, Rodriguez Heating & Cooling

Working Capital

Join Our Success Stories

Become part of our growing community of successful HVAC businesses. Our dedicated team understands the HVAC industry and is committed to your success.

  • Seasonal cash flow management
  • Equipment financing expertise
  • Quick approval for urgent repairs

Get Funded Now

HVAC Funding

Ready to Grow
Your HVAC Business?

Join thousands of HVAC contractors who have expanded their operations and upgraded their equipment with American Funding Association specialized HVAC funding solutions.

  • Equipment and truck financing available
  • Seasonal working capital solutions
  • Fast approval in 24-48 hours
  • Flexible repayment options

Apply for Funding Now

Get Your HVAC Funding Quote

Get pre-approved in minutes. No impact to your credit score.

Get HVAC Funding

or
(855) 910-1500

Quick 3-Step Process:

  • 1 Submit basic information
  • 2 Get instant pre-approval
  • 3 Receive funding in 24-48 hours