Line of Credit
Keep capital on standby and draw only what your business needs, when it needs it. No reapplying, no waiting, no waste.
$10K - $500K
Available credit limits
Funds in 24 Hours
Fast approval & funding
6-24 Month Terms
Flexible repayment options
Flexible Funding, On Your Terms
A business line of credit works like a safety net with teeth. You get a set credit limit, draw from it whenever your business needs capital, and only pay interest on what you actually use. Repay it and the funds become available again. It’s the most versatile funding tool a growing business can have.
Ideal For Businesses That Need Flexibility
Key Features
01
Revolving Credit Structure
Draw, repay, and draw again. Your credit line resets as you pay it back, giving you ongoing access to capital without a new application every time.
02
Flexible Draw Amounts
Take exactly what you need, whether that’s $5,000 or $500,000. You are never locked into borrowing more than your business actually requires.
03
Transparent Pricing
No hidden fees, no surprise charges. You know exactly what you owe before you sign, and the terms stay clear throughout the life of your credit line.
Simple Qualification Criteria
1+ year in business
$100K+ annual revenue
U.S.-based business bank account
600+ personal credit score
How It Works
1. Apply
One short application with your basic business details. No stacks of paperwork, no lengthy back-and-forth.
2. Get Approved
We review your application fast. Most decisions come back within 24 hours of submission.
3. Get Funded
Your credit line is activated and ready to use. Draw funds whenever your business needs them.
We relied on a business line of credit to manage seasonal cash flow and cover inventory ahead of our busiest months. Having access to flexible capital — and only paying for what we used — gave us confidence to grow. Within eight months, our revenue increased by 32%.
— Daniel M., Retail Business Owner
Frequently Asked Questions
What are the requirements for funding?
Our simple requirements are: 6+ months in business, $20,000 monthly revenue or $240,000 annually, and a 500+ FICO Score.
How quickly can I receive funding?
Unlike banks that can take weeks or months, we can get you funded in as little as 24 hours after approval.
How much funding can I receive?
We offer funding from $50,000 to $5 million, depending on your business needs and qualifications.
Is the application process secure?
Yes, we use a safe and secured 1-page application process to protect your information and streamline the funding process.
What makes you different from banks?
As a direct funder, we can provide working capital quickly and easily, unlike banks which can take weeks or months to process applications.
Ready to Access Flexible Capital?
Keep your business moving with funding that works around you.
